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Showing posts with the label debt

New Year's Goals

I tend not to make resolutions, exactly. I prefer to make goals, and mini-goals under large ones. This year's goals: *Continue to improve my marriage. *Continue to improve my health. -Go see an allergist this month. *Get the doll company off the ground. -Write up business plan and send to brother-in-law for review. *Complete my degree and graduate. *Continue to decrease debt. *Look into houses for purchase. This is the short list. Some very personal goals are not here, nor will they be. A couple of them will probably always be on this list, such as marital improvements. Marriage is not something you're given a certificate for upon the wedding day and boom, all is complete and unchanging.

Are my Goals Worthy?

Do you ever sit back and consider your decisions, wondering if the choices you make are the right ones, or, more importantly, made for the right reasons? I'd rather make a wrong decision for a right reason than a right decision for a wrong reason. That's easy to say, but what does it mean? Lately, I've been thinking. I want to go back to school. Why? To get a better job. Why? So that I can make more money? Uh oh. Why? So that I can support myself, pay my debts, and be financially secure enough. The first two are good reasons, but what is "financially secure enough"? A million dollars? In my mind, "financially secure enough" means that if something happens to me, such as accidents, becoming disabled in some way, becoming unemployed for a time, something happens to my car, etc, I can support myself for at least a little while until I can improve my situation or move closer to those who can help me, or both. Is this a bad goal? No. I've had to rely on...